Trusted by Folsom families for years

Sleep soundly knowing your world is protected

At McDearmid Insurance Agency, we believe coverage should feel like a handshake — firm, honest, and personal. No rush, no jargon, just peace of mind that fits your life.

Locally Owned
Responsive Service
Personal Approach
A happy family standing in front of their home in Folsom

Your Protection, Our Priority

Tailored coverage for every stage of life

What We Cover

Insurance solutions built around your life

Whether you're buying your first home, protecting your business, or planning for the future — we've got you covered with policies that actually make sense.

Auto Insurance

From daily commuters to weekend cruisers — we find coverage that keeps you on the road without the stress.

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Home Insurance

Your home is your sanctuary. We make sure it's protected against whatever life throws its way.

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Life Insurance

Because the people you love deserve security — even when you're not around to provide it.

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Business Insurance

Whether you're a startup or a cornerstone of the Folsom community, we'll shield your livelihood.

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Umbrella & Liability

Extra layers of protection for when standard policies aren't enough to cover the unexpected.

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Claims Support

When something goes wrong, we're right there with you — guiding you through every step of the claim process.

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McDearmid Insurance Agency office in Folsom, California

Your Neighbors

Locally rooted in Folsom

About Us

More than an agency — we're your neighbors

McDearmid Insurance Agency has been a trusted part of the Folsom community, providing personalized insurance solutions that large corporations simply can't match. We know this area, we know our clients, and we know what matters most to you.

When you walk through our doors — or pick up the phone — you're not talking to a call center. You're talking to someone who remembers your name, cares about your situation, and will fight for you when it's time to file a claim.

Our approach is simple: listen first, recommend honestly, and stand by you long after the policy is signed. That's the McDearmid difference.

100%

Client-Focused Approach

Local

Folsom-Based Agency

Why Choose Us

The way insurance should be

We've built our reputation on doing what's right for our clients — not what's easiest for a spreadsheet.

Personal Touch

Every policy is tailored to your unique needs, not a one-size-fits-all package.

Always Available

We're here when you need us — not buried in a phone tree or chatbot queue.

Honest Advice

We tell you what you need, not what's most expensive. Your best interest comes first.

Locally Rooted

We're right here in Folsom. We understand the risks and needs of our community.

Client Stories

What our clients say about us

Don't take our word for it — hear from the people we've had the privilege of serving.

"McDearmid made what should have been a stressful experience feel completely normal. They took the time to explain everything and found us a great rate on our home and auto bundle."

JW

J. Williams

Folsom, CA

"When I had to file a claim, they were right there with me from start to finish. It didn't feel like dealing with a faceless corporation — it felt like having someone in my corner."

SR

S. Rodriguez

Folsom, CA

"As a small business owner, I needed coverage I could actually understand. McDearmid broke it all down and built a plan that protects my investment without breaking the bank."

MT

M. Thompson

Folsom, CA

Ready to feel secure again?

Let's sit down — virtually or in person — and build a plan that actually fits your life. No pressure, no confusion, just honest coverage.

Get In Touch

Let's start a conversation

Whether you have a question or are ready to get a quote, we'd love to hear from you. Reach out anytime — we're always happy to help.

Our Office

281 Iron Point Rd
Folsom, CA 95630

Send Us a Message

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